Discover Your Gila Valley
Dream Home

Higher Quality at a Price You Can Afford

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Whether you’re purchasing your first home, upgrading to your dream home, or refinancing to get a better rate, the Gila Valley Mortgage team is here to guide you every step of the way.

With local expertise, personalized service, and a wide range of loan options, we make the mortgage process simple, transparent, and tailored to your needs—so you can focus on what matters most: your home.

Purchase OR Refinance

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Worried about Downpayment?

We’ve got you Covered!

  • With a VA loan, eligible service members, veterans, and surviving spouses can take advantage of flexible financing with no down payment, no private mortgage insurance, and competitive rates. Whether you’re buying your first home or your forever home, we’re here to help you make the most of your VA benefits—every step of the way.

  • Buying a home in a rural or eligible suburban area comes with its own set of challenges—but with a USDA loan, it doesn’t have to be overwhelming. Designed to make homeownership more accessible, USDA loans offer 100% financing, competitive rates, and reduced mortgage insurance costs. Whether you're a first-time buyer or just looking for a fresh start, we’re here to guide you through the process—every step of the way.

  • Buying a home can feel overwhelming—but with an FHA loan, it doesn’t have to be. Backed by the Federal Housing Administration, FHA loans are designed to make homeownership more attainable with low down payment options, flexible credit requirements, and competitive rates. Whether you’re a first-time buyer or looking for a fresh start, we’re here to guide you through the process—every step of the way.

  • Saving for a down payment is often the biggest hurdle to homeownership—but it doesn’t have to hold you back. With Down Payment Assistance programs, you can access funds that help cover part of your down payment and even closing costs. These programs are designed to make buying a home more affordable, offering flexible options for first-time buyers and repeat buyers alike. Our team will walk you through the available programs and guide you every step of the way so you can move into your new home with confidence.

Meet The Team

Gila Valley Mortgage

565 S 20th Ave, Suite C
Safford, AZ 85546


Monday-Friday 9AM-5pm
Saturday-Sunday - Closed